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Loan Rates

Borrow for less with SECU

Since SLB Employees Credit Union is a member-owned nonprofit, we can offer members better loan rates with less fees and more flexible terms than traditional banks. 

Loan Rates
Loan TypeTermRate
Share Secured Loan 12-60 Months 2.75% over Dividend Rate (rate is fixed for term at time of loan closing)
SECU CD Secured Term of CD 2.75% over CD Rate
Car/Truck
Loan Payment Calculator
24 Months    
25 - 36 Months     
37 - 48 Months     
49 - 60 Months 
61 - 72 Months 
73 - 84 Months    
ALA 4.99% **
ALA 5.42% **
ALA 5.60% **
ALA 5.78% **
ALA 5.96% **
ALA 6.14% **
Specialty: Boat, Travel Trailer, Camper or Cab-Over, Motor Home, Motorcycle, Antique Cars, Airplanes, Tractors, and ATV's.
Loan Payment Calculator
24 Months  
25 - 36 Months    
37 - 48 Months  
49 - 60 Months (60+ mo: $15,000 min)     
61 - 72 Months (72+ mo: $25,000 min)    
73 - 84 Months   
ALA 4.99% **
ALA 5.42% **
ALA 5.60% **
ALA 5.78% **
ALA 5.96% **
ALA 6.14% **
Bridge Loan (401K Loan Payoff) 30 Days 14.00%
Bridge Loan (First) 90 Days 14.00%
Bridge Loan (Second & Third) 90 Days 14.50%
Home Loans Prequalification & Rate Information: (281) 285-3237 5/1, 7/1, 10/1 ARMs, 10-30 Yr Conventional Contact Sallye Gibson (sgibson@swbc.com) for rates
Signature Loans (Computer, Furniture, etc.) ($500 Minimum) . Consolidation Special for Credit Card or Other Unsecured loan balances (4% off Signature rates, new money only) 1 - 12 Months 
13 - 18 Months     
19 - 30 Months      
31 - 36 Months    
ALA 9.49%
ALA 10.49%
ALA 10.99%
ALA 11.49%
Revolving - Line of Credit Loans ($500 Minimum) 36 Months 13.85%
Visa Credit Card NA ALA 9.90%

**ALA represents As Low As, since the actual rate depends on personal credit history. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon credit history. Terms and conditions may change without notice. Your rate will be locked-in at the time of credit approval for up to 30 days

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