Due to inclement weather, we will be closed Tuesday January 21, 2025 and Wednesday, January 22, 2025.

We will resume our hours of operation and lobby hours on Thursday, January 23rd, 2025. Please note Mobile Deposit and Wire Transfer submissions could be delayed as a result of this closure.

Go to main content SLB Employees Credit Union
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Loan Rates

Borrow for less with SECU

Since SLB Employees Credit Union is a member-owned nonprofit, we can offer members better loan rates with less fees and more flexible terms than traditional banks. 

Loan Rates
Loan TypeTermRate
Share Secured Loan 12-60 Months 2.75% over Dividend Rate (rate is fixed for term at time of loan closing)
SECU CD Secured Term of CD 2.75% over CD Rate
Car/Truck
Loan Payment Calculator
24 Months    
25 - 36 Months     
37 - 48 Months     
49 - 60 Months 
61 - 72 Months 
73 - 84 Months    
ALA 4.99% **
ALA 5.42% **
ALA 5.60% **
ALA 5.78% **
ALA 5.96% **
ALA 6.14% **
Specialty: Boat, Travel Trailer, Camper or Cab-Over, Motor Home, Motorcycle, Antique Cars, Airplanes, Tractors, and ATV's.
Loan Payment Calculator
24 Months  
25 - 36 Months    
37 - 48 Months  
49 - 60 Months (60+ mo: $15,000 min)     
61 - 72 Months (72+ mo: $25,000 min)    
73 - 84 Months   
ALA 4.99% **
ALA 5.42% **
ALA 5.60% **
ALA 5.78% **
ALA 5.96% **
ALA 6.14% **
Bridge Loan (401K Loan Payoff) 30 Days 14.00%
Bridge Loan (First) 90 Days 14.00%
Bridge Loan (Second & Third) 90 Days 14.50%
Home Loans Prequalification & Rate Information: (281) 285-3237 5/1, 7/1, 10/1 ARMs, 10-30 Yr Conventional Contact Sallye Gibson (sgibson@swbc.com) for rates
Signature Loans (Computer, Furniture, etc.) ($500 Minimum) . Consolidation Special for Credit Card or Other Unsecured loan balances (4% off Signature rates, new money only) 1 - 12 Months 
13 - 18 Months     
19 - 30 Months      
31 - 36 Months    
ALA 9.49%
ALA 10.49%
ALA 10.99%
ALA 11.49%
Revolving - Line of Credit Loans ($500 Minimum) 36 Months 13.85%
Visa Credit Card NA ALA 9.90%

**ALA represents As Low As, since the actual rate depends on personal credit history. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon credit history. Terms and conditions may change without notice. Your rate will be locked-in at the time of credit approval for up to 30 days

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